How do I know if I’m a good fit?
We believe in taking the time to get to know you and your financial situation prior to making any recommendations. Simply put, the no obligation onboarding process is the chance for us both to determine if a working relationship makes sense.
Is there a minimum to work with your team?
All financial situations are different therefore we do not require a minimum client asset value. We work with individuals, families and small business owners who:
- Understand the need for planning and the value of being confident that they are making sound financial decisions
- Feel comfortable with a collaborative approach to their financial well-being that incorporates their personal goals and values in the process
- Want professional assistance to help them achieve financial success
Financial well-being often involves a multi-generational approach to the financial planning process. Consequently, we greatly appreciate referrals from existing clients and will always work with their friends and family members regardless of their age or account size.
Where are meetings held?
Our clients are always welcome to come to our local office. We also have clients throughout the U.S., so we often meet virtually. We can accommodate whichever you prefer!
How do you get paid?
Most of our business is conducted under what is known as an “advisory relationship.” This term refers to a fee for service arrangement whereby the advisor is paid an annual fee that is determined by a fixed percentage of the client’s assets under management. This arrangement ensures that we sit on the same side of the table with the common goal of growing your assets.
Note that our fee covers the professional management of your assets AND the development and implementation of your comprehensive financial plan.
In unique circumstances, we also offer an ala carte menu of products and services. For example, under this arrangement, the client pays a fee for a plan only without committing investment assets to be managed. There are also circumstances where a commission may be collected as it pertains to insurance products when needed.
Regardless of the situation, we will clearly communicate any fee being charged so that you understand what you are paying and what we provide for that fee.
What should I be asking potential financial advisors in the selection process?
The link below has a great baseline for what to ask while you are interviewing potential financial advisors.
10 Questions to Ask Your Financial Advisor | CFP - Let's Make a Plan