Financial freedom is about having choices. The Williams Investment Network - WIN - offers a comprehensive array of products and services carefully chosen for their quality and suitability for particular clients. And because we are not "captive" agents for just one company, we are free to pick among literally hundreds of suppliers for the best product or service to help meet our clients' needs.

RETIREMENT WORKSHOPS, SEMINARS & COACHING

• Retirement Workshops and Training Seminars - Available to corporate clients and business owners under our partnership with Dale Carnegie® Training Colorado.
• Life Options Profiles - Developed by Richard P. Johnson, Phd. and licensed by Retirement Options, Inc. Available on a group or individual basis.
• Retirement Success Profiles - Developed by Richard P. Johnson, Phd. and licensed by Retirement Options, Inc. Available on an individual basis only.

RETIREMENT ACCOUNTS & SERVICES

• 401(k) Rollovers
• Individual Retirement Accounts (IRA) - Traditional IRA, Roth IRA, Simplified Employee Pension (SEP), Savings Incentive Match Plan for Employees (SIMPLE)
• Roth Conversions
• Non-Qualified Deferred Compensation Plans

WEALTH MANAGEMENT ACCOUNTS

• Custom Wealth Plan - Goal-oriented customized portfolios managed by institutional third party money managers and offered through our partnership with Curian Capital, LLC.
• Tactical Advantage Strategy - Dynamic asset management that is more responsive to changing market cycles. Available through our partnership with Curian Capital, LLC and Ned Davis Research Inc. May be combined with the Custom Wealth Plan.
• Asset Allocation Strategist - Third party money management utilizing no-load and load-waived mutual funds.
• VIP Personal Endowment Strategy - Strategic asset allocation designed to emulate large institutional endowments. May include mutual funds, stocks, bonds, ETFs, UITs as well as alternative investments.

ALTERNATIVE INVESTMENTS

For the qualified investor, Alternative Investments may play an important role in their portfolio. WIN offers a variety of Alternative Investments
including:

• Non-Traded Real Estate Investment Trusts (REITs) - Private equity interest in and tax advantaged income from professionally managed institutional class commercial real estate from world class sponsors.
• Oil & Gas Royalty Access Funds - Limited partnership interest in and tax advantaged income from funds that invest in royalty properties with proven production histories and potential for growth.
• Equipment Leasing Funds - Limited partnership interest and monthly tax deferred income from funds that provide credit-worthy companies with business-essential equipment and corporate infrastructure.
• Land Opportunity Funds - Limited partnership interest in professionally managed funds that attempt to purchase and entitle raw land in the path of future residential growth.
• Managed Futures - These funds represent a globally diversified basket of futures contracts for commodities and currencies which historically have had a low correlation to stocks and bonds, and therefore have the potential to improve returns and lower overall volatility of a portfolio.

INSURANCE AND ANNUITIES

• Life Insurance - Traditional Whole Life, Universal Life, Variable Universal Life, and Corporate Owned Life Insurance (COLI) from highly rated carriers. We are also able to shop among a variety of highly rated carriers for the most cost effective term life insurance.
• Annuities - Fixed, Variable, Equity Indexed and Single Premium Income annuities can provide the potential for a guaranteed lifetime income stream to compliment your Social Security benefits. However, these guarantees are only as good as the insurance company that stands behind them.
• Long Term Care Insurance - The single biggest threat to your successful retirement is the possibility that you and/or your spouse will require nursing home or assisted living care during your "golden" years. The best way to prevent this from happening is to protect your retirement nest egg with a long term care insurance policy. We have strategic relationships with industry experts to ensure that our clients get policies that fit their needs at the lowest cost.
• Disability Insurance - While you still are working, the greatest single asset you possess is your ability to make money. Disability insurance protects this asset should you be unable to work due to an extended injury or illness. We shop among a variety of highly rated carriers for the most cost effective disability insurance.